If there is one prayer that you should pray/sing every day and every hour, it is the LORD's prayer (Our FATHER in Heaven prayer)
It is the most powerful prayer. A pure heart, a clean mind, and a clear conscience is necessary for it.
- Samuel Dominic Chukwuemeka

Let everything that has breath praise the LORD! Praise the LORD. - Psalm 150:6

The Joy of a Teacher is the Success of his Students. - Samuel Chukwuemeka

# Time Value of Money

## Welcome to Our Site I greet you this day,
You may use these calculators to check your answers. You are encouraged to solve the questions first, before checking your answers. Please do not use a comma.
I wrote the codes for these calculators using Javascript, a client-side scripting language.
In addition, I used the JavaScript library, Formula.js for some calculations.
Please use the latest Internet browsers. The calculators should work.
You may need to refresh your browser after each calculation to clear all results of a calculation.
Comments, ideas, areas of improvement, questions, and constructive criticisms are welcome. You may contact me. Thank you for visiting!!!

Samuel Dominic Chukwuemeka (SamDom For Peace) B.Eng., A.A.T, M.Ed., M.S

## Symbols and Meanings

• $Per\:\:annum$ OR $Per\:\:year$ OR $Annually$ OR $Yearly$ means for a year (per $1$ year)
• $PV$ = Present Value $(\$)$•$FV$= Future Value$(\$)$
• $i$ = Annual Interest Rate Per Period $(\%) \:\:per\:\: period$
• $marr$ = Minimum Attractive Rate of Return $(\%)$
• $APR$ = Annual Percentage Rate $(\%)$
• $APY$ = Annual Percentage Yield or Effective Interest Rate or True Interest Rate $(\%)$
• $t$ = Time $(years)$
• $m$ = Number of Compounding Periods Per Year
• $n$ = Total Number of Compounding Periods $(years)$
• $e$ = Euler Number or Napier's Constant